Rebuilding Ireland Home Loan

A Rebuilding Ireland Home Loan is a new Government backed mortgage for first time buyers. It is available nationwide from all local authorities from 1st February 2018.

  • a first time buyer you can apply for a Rebuilding Ireland Home Loan to purchase a new or second-hand property, or to build your own home.
  • The loan is a normal Capital and Interest-bearing mortgage which is repaid by direct debit on a monthly basis.
  • You can borrow up to 90% of the market value of the property.
  • Maximum market values of the property that can be purchased or self-built are:
    • €320,000 in the counties Cork, Dublin, Galway, Kildare, Louth, Meath and Wicklow, and
    • €250,000 in the rest of the country.
  • Further information is available on the Rebuilding Ireland Website at
  • Application forms are also available on
  • The Help desk number for the Rebuilding Ireland Homeloan is 051 349 720 and all enquiries should be directed here.